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Real Estate Dictionary: Fort Wayne and Auburn Indiana home buying, real estate listings, and homes for sale in Allen County, IN

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Coldwell Banker Roth Wehrly Graber
10729 Coldwater Road
Suite 140
Fort Wayne, IN. 46845
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The Brown Home Team is currently one of the fastest growing real estate teams in Northeastern Indiana with a 80% increase in sales from 2003 through 2005. The Team consists of 7 licensed veterans & 5 staff each with expertise to ensure that buyers & sellers get the best service in our area. They are dedicated to implementing cutting edge technology & providing on-going services to both their current & past customers; thus, cementing lasting relationships and a strong referral base. Since most of the team's business comes from referrals, they spend more time & money on marketing & selling your home. That's why they sold their homes for 98.5% of list price & 31 days faster than the competition last year. The BHT is anchored by Bill, Greg, Cindy & Darlene Brown. They also own New Homes Design, which has participated in over 190 "new builds" since 1993. The Team offers a specialist in all of the following areas: Corporate Relocation, New Construction, Investment Properties, Historic Homes, 1031 exchanges, Seniors Services, First-time Home Buyers, Selling Country Estates, Subdivision Developments, Commercial, and Business Brokerage. The Brown Home Team....real estate with a personal touch!

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