Fort Wayne and Auburn Indiana real estate listings, home buying, selling and relocation information

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Resources: Fort Wayne and Auburn Indiana home buying, real estate listings, and homes for sale in Allen County, IN

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About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Q	What unique contribution did the town of Flushing, New York make to the American home?
A	The flush toilet was invented in Flushing.
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The Brown Home Team, REALTORŽ, real estate agents and broker for Fort Wayne and Auburn Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Brown Home Team
Coldwell Banker Roth Wehrly Graber
1206 E Dupont Road
Fort Wayne, IN 46825
Cell: (260) 602-5297
Toll Free: (877) 752-6242
Fax: (260) 489-4060
Office: (260) 416-5100
Email: brownhometeam@NUMBER1EXPERT.com
The Brown Home Team is currently one of the fastest growing real estate teams in Northeastern Indiana. The Team consists of 3 licensed veterans & 1 licensed staff person, each with expertise to ensure that buyers & sellers get the best service in our area. They are dedicated to implementing cutting edge technology & providing on-going services to both their current & past customers; thus, cementing lasting relationships and a strong referral base. Since most of the team's business comes from referrals, they spend more time & money on marketing & selling your home. That's why they sold their homes for 98.5% of list price & 31 days faster than the competition last year. The BHT is anchored by Greg & Darlene Brown. The Team offers a specialist in all of the following areas: Corporate Relocation, New Construction, Investment Properties, Historic Homes, 1031 exchanges, Seniors Services, First-time Home Buyers, Selling Country Estates, Subdivision Developments, Commercial, and Business Brokerage. The Brown Home Team....real estate with a personal touch!

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