Fort Wayne and Auburn real estate and homes for sale in Indiana, new construction, golf course communities - The Brown Home Team, REALTORS® The Brown Home Team REALTORS(r) for Fort Wayne and Auburn, Indiana real estate, new construction, golf course communities - NUMBER1EXPERTS™ The Brown Home Team NUMBER1EXPERTS(tm) for Fort Wayne and Auburn, Indiana real estate, new construction, golf course communities

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The Brown Home Team, REALTORŪ, real estate agents and broker for Fort Wayne and Auburn Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real estate with a personal touch! We care about you and your decisions. Call us: 877-752-6242.


Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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"Greg had an offer in 18 days. "
"Our house was on the market for eight months before we listed it with Greg. He had an offer in 18 days. We closed 20 days later."
Terry & MaryAnn Kummer
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Mortgage Prequalification: Fort Wayne and Auburn Indiana home buying, real estate listings, and homes for sale in Allen County, IN
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Fort Wayne, Auburn and Columbia City real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?

A 
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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As soon as we list another home for sale, we'll email you. You'll know first.
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Byers Construction, Inc .
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The Brown Home Team, REALTORŪ, real estate agents and broker for Fort Wayne and Auburn Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Brown Home Team
Coldwell Banker Roth Wehrly Graber

1206 E Dupont Road
Fort Wayne, IN 46825
Cell: (260) 602-5297
Toll Free: (877) 752-6242
Fax: (260) 489-4060
Office: (260) 416-5100
Email: brownhometeam@NUMBER1EXPERT.com

The Brown Home Team is currently one of the fastest growing real estate teams in Northeastern Indiana. The Team consists of 3 licensed veterans & 1 licensed staff person, each with expertise to ensure that buyers & sellers get the best service in our area. They are dedicated to implementing cutting edge technology & providing on-going services to both their current & past customers; thus, cementing lasting relationships and a strong referral base. Since most of the team's business comes from referrals, they spend more time & money on marketing & selling your home. That's why they sold their homes for 98.5% of list price & 31 days faster than the competition last year. The BHT is anchored by Greg & Darlene Brown. The Team offers a specialist in all of the following areas: Corporate Relocation, New Construction, Investment Properties, Historic Homes, 1031 exchanges, Seniors Services, First-time Home Buyers, Selling Country Estates, Subdivision Developments, Commercial, and Business Brokerage. The Brown Home Team....real estate with a personal touch!

Equal Housing MLS REALTOR


Coldwell Banker Roth Wehrly Graber real estate and homes for sale in Fort Wayne and Auburn Indiana

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